Rideshare services like Lyft and Uber are popular, convenient, and affordable ways to commute using an app on your phone. However, there is the risk of the driver getting into an accident while you are a passenger. When this happens, there is confusion from drivers and passengers about what to do.

If you were in a rideshare collision, reach out to motivated auto collision attorney Chong Ye at The Ye Law Firm as soon as possible. These crashes present a unique set of circumstances that other accidents do not. Under these circumstances, insurance policies and coverage are complex, and there are differences between standard non-commercial and commercial procedures. However, Chong Ye is skilled in Uber/Lyft/Rideshare accidents in Bellevue and is here to help you get the compensation for damages you deserve for your losses.

Rideshare Insurance Coverage

Rideshare companies provide liability insurance coverage for their drivers. However, the damages they cover depend on what the driver was doing at the time of the crash. They do not cover damages if the driver does not have their application turned on. When the driver turns the app on, the insurance provides coverage of $50,000 per person and $25,000 for property damages. There is a $100,000 per incident maximum coverage amount.

Most times, rideshare accidents involve three insurance policies. Those policies include:

  • Rideshare company insurance policy
  • Insurance policy for third-party involved in the accident
  • The rideshare driver’s personal insurance policy

Once the driver accepts the ride request, the coverage increases to one million per incident. If a rideshare driver hits another driver, collecting compensation for damages can be difficult. Insurance matters concerning rideshare companies differ significantly from accidents with other drivers on the road. An individual involved in these kinds of accidents should work with a dedicated lawyer who has dealt with rideshare crashes in Bellevue.

Liability in Bellevue Rideshare Crashes

When a passenger sustains injuries in a rideshare collision, they will likely want to recover damages. The first essential factor is proving liability. They would want to figure out if the driver made an error that caused the accident, a third-party driver, or some malfunction with the vehicle. If a third-party driver caused the accident, the process would be like a regular car crash. The parties in the rideshare vehicle that suffered injuries can file claims against that person’s insurance company.

Chong Ye of The Ye Law Firm is adept at investigating the rideshare crash to determine the liable parties. The investigation will include collecting and carefully analyzing any available evidence to establish the injured parties’ case.

Time Limit to File a Lawsuit in Bellevue

The statute of limitations is legislation that sets a specific time frame for the injured party in personal injury claims to file a lawsuit. Washington Code 4.16.080 states that the plaintiff in a rideshare collision must file their claim with the civil court within three years. Please note if the injured party fails to file a lawsuit within the three-year time limit, the court will bar them from recovering compensation for their losses in the future. Chong Ye, a respected attorney with years of experience ensuring the statute of limitations does not expire can ensure the rideshare collision claim is filed before the deadline.

Call an Attorney in Bellevue Experienced in Uber/Lyft/Rideshare Accidents Today

If you sustained damages in a crash while traveling in an Uber, Lyft, or other rideshare services, you should act right away to collect compensation for your losses. Seasoned attorney, Chong Ye, and his knowledgable team at The Ye Law Firm can explain your rights and advise you of your available options.

After a crash and injuries, the last thing you want to think about is dealing with multiple insurance companies and the civil court. A legal professional could handle that for you while you focus on recovery. If negligence caused your injuries, get in touch with The Ye Law Firm  regarding Uber/Lyft/rideshare accidents in Bellevue. We are available to meet in person or remotely and scheduling a time to visit is quick and easy.