It’s pretty common knowledge that you need to report car accidents to your car insurance company in the wake of a crash. But are there any exceptions to the rule, and if so, how do you know if you should give them a call or not? This week, we’re outlining exactly when you need to pick up the phone and report your collision and when you can skip the whole thing (though remember: the best way to know is to dig out your insurance policy and read the fine print.
Reporting is a hassle, and you shouldn’t do it if you don’t have to, especially if it might mean seeing your rates go up because your driving record is tarnished. You might not have to give your insurance agent a call if all of the following are true:
Be aware: many car insurance policies contain a clause that states that you must report any vehicle accident that may result in a claim. Always read your insurance policy closely both when you purchase the policy and when you are involved in an accident.
As a general guideline, any significant traffic accident that results in damage or injury should be reported to your car insurance company in an express manner. Specifically, always report your car accident when:
Remember: you cannot file a claim and get compensation for damages if your accident or injuries are not reported. Also remember that it is vital that you report only the facts of the accident and nothing more, so that fault can be determined fairly. If you are unsure about how to report your accident, don’t hesitate to speak with an attorney about the process.
The wake of a car accident and car accident injuries can be stressful, overwhelming, traumatic, and confusing. The Ye Law Firm is here to help you get through the entire claims process quickly and efficiently, while securing you the compensation that you deserve under the law. To learn more about your case, ask a Washington car accident attorney a question, or schedule an free, private appointment, please call ( or fill out our short online contact form.